Thank you for your interest in Private Credit Insights from the Pasadena Private Lending team. We hope to share timely and relevant information that best serve our mutual growth and success.
Each month we delve into topics shaping the rapidly evolving private credit marketplace. Our goal is to equip you with the knowledge and understanding necessary to make decisions in an environment where non-bank lenders such as PPL have become the “go-to source” for flexible and reliable debt capital for small-to-medium-sized businesses and their owners.
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Our lead feature this month focuses on the area of specialty lending and the fascinating business segments it has led us to over the years. We share examples of 10 borrowers in widely different lines of trade and how our three Pillars of Credit have......
Kicking off this issue is a multifaceted look at how businesses should respond to trends and “the latest new thing.” My observations are based on an excellent white paper written by a valued personal colleague and friend of PPL. We’re pleased to share some recommendations......
We lead off this issue with an important report from RSM on the current state of corporate readiness when it comes to AI and cybersecurity. Included are our observations and recommendations for building an organization that is prepared for today’s challenges and potential threats....
We begin with an in-depth look at whether we’re actually experiencing a “wartime” economy. Our analysis includes a comparison between 1944 and 2026 as well as several key factors in play today....
First up is our take on recent media coverage you may have seen regarding concerns about the private lending sector. These issues are the result of some less than prudent practices on the part of a few players. In addressing these issues, we outline how......
This month we’re excited to announce a major push to expand our reach nationwide. It’s been highly gratifying to have achieved our level of success to date in serving borrowers throughout Southern California and around the country. Based on that track record, we are embarking......
Our focus for Q1 is on providing tax and accounting hints along with business planning strategies for the year ahead. This information is intended to help you make productive financing decisions, strengthen your operations, and achieve long-term goals....
As we look back at 2025, we are pleased with the impact we’ve made in striving to serve entrepreneurs with creative capital funding as well as our investors who help make that funding possible....
This month, we take a moment to reflect on all things 2025 and posit on what comes next. Tom Leher, was a 1960-70s satirical songwriter famous for consistently even-handed and irreverent views of all peoples and topics. In 1965, he was part of a weekly......
We lead off this month with an essay on a major “bad habit” that is proliferating in the business world. It’s the all-too-common practice of poor communication in the form of unsatisfactory and unexplained responses across the business landscape. You’ll find an overview of this......
Leading the news this month is the announcement of an expansion of our capital base to over $350 million. We are very excited about the opportunities this offers in further widening our lending capabilities nationwide. Working with KeyBank, we continue scaling our provision of secured......
We kick off this issue with a reference to a classic comedy that offers a metaphor for today’s turbulent economic indicators. Our goal is to provide insights into how these factors are playing out and influencing actions by the Federal Reserve with important implications for......
Leading off this edition of Private Credit Insights is an overview of various banking types and where they fit in the marketplace. The piece concludes with a look ahead at the future of private credit for the lower middle end of the market....
As we continue to monitor a range of trends to assist our clients in managing and growing their businesses, the macro environment is giving mixed signals....
We offer our perspective on the importance of clear communication with key stakeholders and the steps you can take to maintain positive relationships through potentially stressful phases....
As we find ourselves in a period of challenge and uncertainty, our first story focuses on what businesses can do in the face of market volatility. You’ll find specific recommendations that can be applied to any organization....
This month, we offer a look back at a pivotal and controversial era in the world of finance as well as a look forward to the latest trends in private credit. Our trip to the past offers a personal perspective on the tumultuous period in......
Private credit has become a prominent source of funds for entrepreneurs and other business owners. It offers a number of benefits in terms of personalized service and flexibility compared to traditional sources. We hope our examining the evolution of the marketplace will be valuable in......
The recent talk of tariffs sent ripples throughout the economy with potential for reduced GDP growth and various sectors impacted. For lower and middle market businesses, tariffs could affect supply chains and input costs, particularly in manufacturing and consumer goods sectors....
The recent fires in Los Angeles have profoundly impacted our communities, leaving us reminded of the importance of preparation and resilience. At Pasadena Private Lending, our thoughts are with everyone affected by this tragedy. We stand with our neighbors as we work to rebuild and......
We are thrilled to announce a transformative milestone for Pasadena Private Lending – a $50 million capital infusion reinforcing our mission to champion bold entrepreneurs and risk-takers, empowering growth and innovation in 2025 and beyond....
As private credit continues to encroach upon traditional banking products, there is greater competition than ever. This is positive news and serves our borrowers’ best interests. However, the industry can get crowded, noisy, and difficult to navigate as direct lenders come and go....
This month we reflect on the impact we have had in supporting successful entrepreneurs through creative lending solutions, recently surpassing $235 million in loans to small and medium-sized businesses with an aggregate workforce of ~3,000 jobholders....
We discuss the recent rate cut and take stock of the impacts of inflation, showcase a loan helping a borrower acquire a company and more....
This month we underscore our commitment to our partners and the impactful roles they play in helping fuel timely opportunities for successful entrepreneurs....
As we navigate the evolving financial landscape, a pivotal moment approaches for private credit and direct lending solutions....
With summer and its temperatures in full effect, we take a look at economic cycles and managing debt and risks with a column by Pasadena Private Lending President Michael McAdams....
This month we’d like to share with you a special edition of Private Credit Insights where we offer perspective on the landscape of all things private lending and the intersection of innovation and entrepreneurship Pasadena Private Lending (PPL) is focused on....
As we roll towards early Summer, we’re excited to present our third issue of Private Credit Insights as we offer timely and relevant information. Let’s dive into some intriguing facets of the fascinating world of private lending....
Private credit remains a much-talked-about subject in not only financial circles but the broader business world as well. With credit having been critical to the function and commerce of society for centuries, here are a few surprising aspects of private credit today....
Welcome to the inaugural edition of Private Credit Insights from the Pasadena Private Lending (PPL) team. We hope to share timely and relevant information that best serve our mutual growth and success....